Tools
Calculators.
Each runs entirely in your browser on numbers you type in. Nothing is saved, nothing is sent anywhere, and none of them need an account.
The formula
A headline yield taken apart until what is left is what reaches you. The fee is already inside it, the foreign tax never arrived, and the part that looks tax-free is deferred rather than forgiven.
Compounding calculator
What a position becomes with distributions reinvested, against taking them as cash. Yield and price change are separate inputs, because a yield paid out of a falling NAV is not a return.
Loan spread calculator
Borrow at one rate, collect a distribution at another. Works out what is left after tax, including whether the interest is deductible at all — which the account decides.
TFSA contribution room
Every annual limit since 2009 and what you have actually accrued. Room starts the year you turn 18 whether or not you opened an account, and a withdrawal does not come back until January.
Cost base calculator
What return of capital has done to your adjusted cost base. Every dollar of RoC lowers it, which raises the capital gain waiting at the other end.